Exchange rate buffer calculator

Interactive engineering and procurement calculator. Instant client-side computation with no sign-up.

Order & FX exposure

Suggested buffer

Suggested buffer amount

Value × volatility × √(days ÷ 30)

1,500

As a share of the order

Buffer ÷ order value

3 %

Your current buffer amount

Value × your buffer %

2,500

Shortfall / headroom

Suggested − current (negative = headroom)

-1,000

Your buffer already covers (or exceeds) the suggested worst case.

About the model

FX moves roughly with the square root of time, so a 3 % monthly volatility becomes about 3 % × √(30 ÷ 30) = 3 % for a one-month payment window. The buffer is a budget guard, not a hedge: for large orders consider a forward contract, a currency hedge or paying in a stable settlement currency. Historical volatility does not guarantee future moves.

Planning an import? The landed cost calculator rolls freight, duty and tax into the final unit price.

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